How to make UPI payment without Internet Offline
The increasing reliance on UPI transactions can lead to urgent payments when internet connection is unavailable, hence, a guide is provided on how to make UPI payments without internet connection.
The growing adoption of UPI (Unified Payments Interface) has made online transactions increasingly dependent on internet connections. However, there is an offline solution that allows UPI payments without an internet connection. This can be done by dialing the official USSD code from your mobile phone, allowing transactions to be initiated smoothly without the need for an active internet connection. This can help alleviate frustration in emergency situations.
The National Payments Corporation of India (NPCI) introduced the *99# service, enabling users to access banking services even without internet connectivity. It facilitates various banking operations like sending and receiving interbank funds, checking account balances, and setting UPI PINs. A detailed guide is provided on using the *99# USSD code.
How to transfer money from UPI offline
The process of transferring money using UPI offline is straightforward and can be completed by following these steps without the need for an internet connection.UPI Banking Process
- Dial *99# from your registered mobile number linked to your bank account.
- A menu with banking facilities will appear.
- Type ‘1’ and tap ‘Send’.
- Select the method for sending money: Mobile Number, UPI ID, Saved Beneficiary, etc.
- Enter the receiver’s mobile number linked to their UPI account.
- Enter the desired amount and tap ‘Send’.
- Provide a remark for the payment if desired.
- Enter your UPI PIN to complete the transaction.
- Your UPI transaction will be processed offline successfully.
Note :- To disable UPI services offline, dial *99# from your registered phone number and follow the provided instructions. If internet isn’t an issue and bank service issues arise, try the UPI Lite service for quick money transfer without entering the passcode.
How to setup and use UPI Lite
UPI Lite Setup and Usage
- Open UPI app, enable UPI Lite, read terms and conditions.
- Add up to Rs 2,000 to UPI Lite, select bank account.
- Confirm UPI PIN.
- Use UPI Lite by scanning QR code or phone number.
- Select UPI Lite as payment option.
- Transactions processed without passcode.
Note :- UPI Lite is the default method for payments under Rs 500, limiting the ability to perform large transactions.
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